• Why Do I Need Title Insurance?
Title Insurance is important because it protects you against any claims and legal fees that could be related to your title. Whether a title was previously forged, there was an undisclosed error in processing, your title was involved in tax fraud, or a number of other issues, Title Insurance legally covers you against these potential problems.

• What Kind Of Title Policy Is Needed?
University Title Services offers two types of policies: Loan Policies and Owner's Policies. Loan policies protect a mortgage company's investment, and thus are required by the mortgage company in the purchase of a home. Owner's policies protect your investment in the property up to the amount of the policy and add additional security in purchasing your home.

• How Much Does Title Insurance Cost?
Title Insurance costs about one percent (1%) or less of the property's value. Title Insurance costs are not recurring, and are included in your closing costs.